MHC Stable Income Fund II · Investor Briefing · June 2026

The Fund II Story

How an open-end manufactured-housing fund built a durable income base, grew it through two single-asset DST roll-ins, funded its repositioning work without ever issuing a capital call — and is now converting into a defined cash-out through the DST V acquisition.

MHC Stable Income Fund II, LLC Formed 2018 · Offering Jan 2019 Open-end · perpetual-life fund Resolution: DST V · March 2026
$20M
Authorized equity raise (200 units)
192
Founding homesites across 2 communities
0
Capital calls ever issued
$2M
Partner-guaranteed credit (Jim Clayton)
Chapter 01

Where it began — January 2019

MHC Stable Income Fund II, LLC was organized as a Delaware limited liability company in 2018, and its confidential private offering launched in January 2019 (the Operating Agreement and Offering Memorandum are both dated January 9, 2019). The idea was the same proven one behind every MHC vehicle: acquire underutilized "mom-and-pop" manufactured-housing communities at favorable cap rates, professionalize them, and fill vacant lots with affordable homes — run as a perpetual-life, open-end income fund.

The offering

VehicleDelaware LLC · Reg D private placement
Unit price$100,000 per unit
Maximum raise200 units · $20M
Investor classesA (20+ units) · B (5–20) · C (<5)
Preferred return8% + 2% additional return
Target IRR15–20%
Target leverage70–75% secured debt
Buy at favorable caps Site-rent growth Expense optimization Sub-metering Home sales Lot infill Open-end compounding

The sponsor

Managed by MHC Stable Income Fund Management II, LLC (also formed 2018) — three partners, each holding a one-third interest in the manager.

Granderson Holdings, Inc.
Kwame J. Granderson · ⅓
BEF Capital, LLC
Bradley Froling · ⅓
Steven Anderson
Partner · ⅓
FTI Property Management, Inc.
Property manager (affiliate)
StructureCommunity-Owner & Home-Owner SPEs
Independent auditorMetzler Locricchio Serra & Co.
Offering launchedJanuary 2019
Chapter 02

The founding portfolio — two Ohio communities

Fund II opened with two stabilized manufactured-housing communities — Sherwood Forest MHC and Rustic Cove MHC — totaling 192 homesites. At year-end 2019 the Fund carried roughly $5.5M in assets, anchored by ~$1.6M of investor equity alongside seller and bank financing. Over the following years the asset base was deliberately expanded (see Chapter 03). Use the filter to separate the founding communities from the later DST roll-ins.

Founding community Added via DST
Founding
Founding community
Sherwood Forest MHC
Ohio
127 homesites
Founding
Founding community
Rustic Cove MHC
Ohio
65 homesites
Added
Single-asset DST · rolled in
Twinwall
Former single-asset DST
Liquidated & contributed to Fund II
Added
Single-asset DST · rolled in
Friendly Village
Former single-asset DST
Liquidated & contributed to Fund II

Founding communities, site counts and 2019 balance-sheet figures are drawn from the Fund II Offering Memorandum and the 2019–2022 community-level financials and rent rolls. Community locations and the Twinwall & Friendly Village roll-ins are stated per management; final figures reconcile to the DST closing binders.

Chapter 03

Growing the asset base — two DSTs folded in

To build scale, diversify the income stream, and strengthen the Fund ahead of its eventual resolution, two communities that had been held in their own single-asset Delaware Statutory Trusts were liquidated and added to Fund II. Rather than leaving them as isolated single-asset vehicles, management consolidated them into the open-end fund — enlarging the asset base for every Fund II investor.

🏘️

Twinwall — single-asset DST, liquidated

Twinwall had been held in its own single-asset DST. That trust was wound down and the community was contributed into Fund II, adding a stabilized, income-producing asset to the open-end portfolio.

🏘️

Friendly Village — single-asset DST, liquidated

Friendly Village followed the same path: its single-asset DST was liquidated and the property was rolled into Fund II, further increasing the Fund's asset base and diversification.

2 → 4
communities in the Fund

Folding the Twinwall and Friendly Village DSTs into Fund II roughly doubled the community count and broadened the income base — positioning the Fund with more scale and a stronger footing for the DST V resolution to come.

Chapter 04

Funding the work — without capital calls

Repositioning and improving these communities took real capital: site and infrastructure work, utilities, and the steady infill of vacant lots. Faced with that bill, management made a deliberate choice on investors' behalf.

● No capital calls — ever

We did not go back to investors.

Rather than issue capital calls and ask the partnership for more money, management funded the work through partner loans and a partner-guaranteed line of credit. The risk of carrying the capital program sat with the partners and lenders — not with the investor base.

The line of credit was a partner-guaranteed facility in favor of Jim Clayton for $2 million — a partner willing to stand behind the project so investors never had to write another check.
Jim Clayton — partner-guaranteed line of credit
A partner-guaranteed revolving line of credit in favor of Jim Clayton, used to fund community capital improvements and home infill in place of any investor capital call.
$2,000,000 facility
Partner loans
Direct partner lending that extended the Fund's capacity to complete the work without diluting or calling the investor base.
Partner-funded · in lieu of capital calls
Seller & bank financing
Acquisition supported by seller financing (an executed promissory note) and a mortgage serviced through Community Loan Servicing — bank and seller debt rather than investor capital.
Secured property financing
🛡️
What this protected

Through years of capital work and two DST roll-ins, Fund II investors were never asked for another dollar. The partners absorbed the carrying risk so the value created by the improvements would accrue to investors — not be funded by them.

Chapter 05

March 2026 — the resolution: DST V

The wait is now converting into a defined exit. In March 2026 the remaining Fund II properties were acquired by MHC Affordable Housing DST V.

Installment Sale Structure

DST V acquired the remaining Fund II communities using the same installment sale structure that we used to cash-out our Fund One investors in 2021. And just as in the prior transaction, Fund II investors will be cashed out as the DST V equity is raised. The asset base has been built, the capital work was carried by the partners rather than the investors, and the final distributions will be made proportionately as equity is raised.

1
Assets transferred

Remaining Fund II properties acquired by DST V, March 2026.

2
DST V raises equity

New investor equity is raised into the DST V offering.

3
Fund II cashed out

Proceeds flow to Fund II investors as equity is raised — same as DST III.

4
Resolution captured

Value built across the hold — including the DST roll-ins — accrues to you.

⏱️
Why the cash-out follows the raise

The structure mirrors the prior DST III transaction: investors are returned their capital as DST V equity is raised. The pace is a function of the equity raise — not a sign of trouble in the underlying communities, which are income-producing.

The Fund II arc, at a glance

2018

Fund II formed

MHC Stable Income Fund II, LLC organized in Delaware; manager (MHC Stable Income Fund Management II, LLC) formed the same year.

JAN 2019

Offering launched

Reg D private placement opened — up to 200 units / $20M; 8% preferred return + 2% additional; target IRR 15–20%.

2018 – 2019

Founding communities acquired

Sherwood Forest MHC (127 sites) and Rustic Cove MHC (65 sites) — 192 homesites in Ohio; ~$5.5M asset base at year-end 2019.

2019 – 2025

Repositioning · no capital calls

Site work and lot infill funded by partner loans and a $2M partner-guaranteed line of credit in favor of Jim Clayton — never an investor capital call.

DST roll-ins

Asset base expanded

The Twinwall and Friendly Village single-asset DSTs were liquidated and added to Fund II, growing the portfolio to four communities and broadening the income base.

MAR 2026

DST V acquisition

Remaining properties acquired by DST V on the same structure as DST III; Fund II investors cashed out as equity is raised.